We have been in the invoice factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's downturns and in having done so, can help you get through any hard circumstances you might go through. We won't disappear when the times get hard, like some other invoice factoring companies sadly have in the past.

All factoring companies have a preference for size, industry, and risk. It's pretty hard for you to pick which invoice factoring firm will work best for you. By contacting us, we can cut out a tremendous amount of time by helping you find the ideal fit for your company - it may be us or another invoice factoring company.

We have a huge A-List of invoice factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, when you take some time to explain what you need to us, you'll quickly see that we can help you find exactly what you need.

A lot of invoice factoring companies let you pick and choose your customers to factor. However a few of them generally have a minimum amount in order to work with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is pretty much like having a credit card in your pocket. You have it to use when you need it but don’t sign an agreement that will make you use invoice factoring when you don't need it.

A lot of invoice factoring companies fees are contorted. It is beyond us why they do this. We will not treat you this way.  We are flat out transparent about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your business. that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring businesses are financed by Wall Street money. We are an independently owned company and don't answer to investors and boards. , we are like-minded business people and we have cleared many of the hurdles that a business encounters. We listen to your story, understand your struggles. Based on that information we will put together a personalized solution for you. A lot of invoice factoring businesses notably the Silicon Valley Fintech ones mostly put their faith on an algorithm to establish your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

A lot of invoice factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who knows your business inside out, and can help you in ways the others just can't or won't.

Don't overlook the fact that the invoice factoring firm will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to jump on recent negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to correct them without delay.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Keep your eye on negative payment trends. This is critical to avoid preventable write-offs.

Our company incorporates advanced technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. A lot of other companies are not even remotely close.